Terms and Conditions
Last updated: 9 April 2026
These Terms and Conditions govern your access to and use of the website located at hmhc.xyz (the “Website”), which is operated by HMHC PRIVATE LIMITED (UEN: 202603075D) (“HMHC”, “we”, “us”, or “our”). By accessing or using this Website, you agree to these Terms and Conditions. If you do not agree, please do not use the Website.
1. About this Website
This Website provides general information about HMHC, its background, services, and contact details. The content is provided for general informational purposes only.
2. No advice; no client relationship
Nothing on this Website constitutes legal, financial, investment, tax, regulatory, accounting, or other professional advice.
Your use of this Website, or any communication sent through it, does not create a client, advisory, fiduciary, or other professional relationship between you and HMHC. Any engagement with HMHC is subject only to a separate written agreement.
3. Accuracy and completeness
We try to keep the information on this Website accurate and up to date, but we make no representation or warranty that the Website or its content is accurate, complete, current, reliable, or free from errors or omissions.
We may modify, update, suspend, or remove any part of the Website at any time without notice.
4. Permitted use
You may use this Website only for lawful purposes and in a manner that does not infringe the rights of others, restrict or inhibit anyone else’s use of the Website, or interfere with the Website’s operation or security.
You must not:
misuse the Website or attempt to gain unauthorized access to it;
introduce malicious code, viruses, or harmful material;
scrape, copy, or use Website content for unlawful or misleading purposes; or
use the Website in a way that may damage HMHC’s reputation or systems.
5. Intellectual property
Unless otherwise stated, all content on this Website, including text, layout, branding, logos, graphics, and other materials, is owned by or licensed to HMHC and is protected by applicable intellectual property laws.
You may view and print reasonable extracts of the Website for personal, internal, and non-commercial reference only. You may not reproduce, distribute, modify, publish, create derivative works from, or commercially exploit any Website content without our prior written consent.
6. Third-party links
This Website may contain links to third-party websites or services for convenience only. We do not control and are not responsible for the content, security, availability, or practices of any third-party websites. Inclusion of a link does not imply endorsement.
7. No warranties
To the fullest extent permitted by law, this Website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory.
8. Limitation of liability
To the fullest extent permitted by law, HMHC shall not be liable for any loss, damage, cost, or liability arising out of or in connection with:
your use of, or inability to use, the Website;
reliance on any content on the Website;
any interruption, delay, error, omission, or technical issue affecting the Website; or
any third-party website linked from this Website.
Nothing in these Terms and Conditions excludes any liability that cannot lawfully be excluded.
9. Privacy
Your use of this Website is also subject to our Privacy Policy, which explains how we may collect, use, and protect personal data submitted through the Website.
10. Cookies and analytics
We may use cookies or similar technologies that are necessary for Website functionality, security, performance, or analytics. By continuing to use the Website, you acknowledge such use, subject to your browser settings and our Privacy Policy.
11. Indemnity
You agree to indemnify and hold harmless HMHC from and against claims, losses, liabilities, costs, and expenses arising from your misuse of the Website or your breach of these Terms and Conditions.
12. Governing law
These Terms and Conditions are governed by the laws of Singapore.
13. Jurisdiction
The courts of Singapore shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms and Conditions or your use of the Website, unless otherwise required by applicable law.
14. Contact
If you have any questions about these Terms and Conditions, please contact:
HMHC PRIVATE LIMITED
68 Circular Road, #02-01
Singapore 049422
Email: info@hmhc.xyz